0.00 INTERPRETATION
0.01 Terminology
0.01.01 Activities
0.01.02 Breach
0.01.03 Change in Control
0.01.04 Closing Date
0.01.05 Confidential Information
0.01.06 Deed
0.01.07 Environmental Laws
0.01.08 Event of Default
0.01.09 Force Majeure
0.01.10 Fundamental Provisions
0.01.11 Hazardous Material
0.01.12 Immoveable
0.01.13 Land Taxes
0.01.14 Law
0.01.15 Legal Representatives
0.01.16 Loan
0.01.17 Offer
0.01.18 Operating Costs
0.01.19 PARTY
0.01.20 Person
0.01.21 Pre-authorized Installments
0.02 Precedence
0.03 Jurisdiction
0.03.01 Governing Law
0.03.02 Non-compliance
0.04 Miscellaneous
0.04.01 Cumulative Rights
0.04.02 Time and Dates
0.04.03 Financial References
0.04.04 References within Deed
0.04.05 Gender and Number
0.04.06 Headings
0.04.07 Presumptions
0.04.08 Knowledge
0.04.09 Approval
0.04.10 GAAP
1.00 PURPOSE
1.01 Loan
1.02 Disbursement
1.02.01 Advances
1.02.02 Event of Default
1.02.03 Deduction
1.03 Conditions
1.03.01 Required by LENDER
1.03.02 Required by BORROWER
1.03.03 Choice
2.00 CONSIDERATION
2.01 Non-disbursed Funds
2.02 Advanced Funds
3.00 TERMS OF PAYMENT AND REIMBURSEMENT
3.01 Instalments
3.01.01 Payment
3.01.02 Amortization
3.01.03 Pre-authorized Installments
3.02 Adjustments
3.03 Place of Payment
3.04 Anticipated Reimbursement
3.05 Expiry of Term
3.06 Arrears
4.00 SECURITY FOR PAYMENT
4.01 Main Hypothec
4.01.01 Advances
4.01.02 Other Loans
4.02 Additional Hypothec
4.02.01 Amount
4.02.02 Purpose
4.03 Hypothec of Rent
4.03.01 Creation
4.03.02 Authorization
4.03.03 Documentation
4.03.04 Administration
4.03.05 Accountability
4.03.06 Non-liability
4.03.07 Use and Affectation
4.03.08 Continuation
4.04 SURETYSHIP
4.04.01 Undertaking
4.04.02 Solidarity
4.04.03 Waiver
4.04.04 Presumption
4.04.05 Scope
4.04.06 Jurisdiction
5.00 MUTUAL REPRESENTATIONS AND WARRANTIES
5.01 Status
5.02 Authority
5.03 Binding Agreement
5.04 Canadian Resident
5.05 Commission
5.06 Insurance
5.07 Nominee
5.08 Fundamental Provisions
5.09 Disclosure
6.00 REPRESENTATIONS AND WARRANTIES OF LENDER
6.01 Status
6.02 Authority
6.03 Binding Agreement
6.04 Insurance
6.05 Nominee
6.06 Fundamental Provisions
6.07 Disclosure
7.00 REPRESENTATIONS AND WARRANTIES OF BORROWER
7.01 Status
7.02 Authority
7.03 Binding Agreement
7.04 Insurance
7.05 Nominee
7.06 Fundamental Provisions
7.07 Disclosure
7.08 Canadian Resident
7.09 Property
7.10 Accessories
7.11 Work
7.12 Land Taxes
7.13 Operating Costs
7.14 Leases
7.15 Environment
7.15.01 No Damageable Material
7.15.02 No Use
7.16 Financial Situation
7.16.01 Payment
7.16.02 Reporting Duties
7.16.03 No Default
7.16.04 Tax Deductions at Source
8.00 MUTUAL DUTIES AND OBLIGATIONS
8.01 Confidential Information
8.01.01 Undertaking
8.01.02 End of Deed
8.02 Insurance
8.02.01 Insured Risks
8.02.02 Amount of Coverage
8.02.03 Issuer
8.02.04 Co-insured
8.02.05 No Limitation
8.03 Indemnification
8.03.01 “Loss”
8.03.02 Scope
8.03.03 Procedure
8.03.04 Deductible
8.03.05 Limitation on Claims
8.04 Disclosure of Deed
9.00 DUTIES AND OBLIGATIONS OF LENDER
9.01 Disbursement
9.02 Information
9.03 Registration
9.04 Remittance
9.05 Release
9.06 Indemnity
10.00 DUTIES AND OBLIGATIONS OF BORROWER
10.01 Use
10.02 Maintenance
10.02.01 Undertaking
10.02.02 Repairs
10.03 Disposal
10.03.01 Authorization
10.03.02 Documentation
10.03.03 Liability
10.03.04 Effect
10.04 Construction
10.04.01 Use of Loan
10.04.02 Receipts
10.04.03 Completion
10.04.04 Other Security
10.04.05 Reimbursement
10.05 Expropriation
10.06 Insurance
10.06.01 Coverage
10.06.02 Transport
10.06.03 Default
10.06.04 Disaster
10.07 Land Taxes
10.07.01 Payment
10.07.02 Documentation
10.07.03 Payment by BORROWER
10.08 Environment
10.08.01 Compliance
10.08.02 Authorizations
10.08.03 Inspection
10.08.04 Infraction
10.08.05 Modification
10.09 Operating Costs
10.09.01 Payment
10.09.02 No Unpaid Account
10.10 Indemnification
10.11 Dispute
10.11.01 Seizure
10.11.02 Hypothecary Recourse
10.11.03 Payment by LENDER
10.12 Financial Statements
10.12.01 Operation
10.12.02 Information
10.13 Honorarium and Disbursements
11.00 SPECIAL PROVISIONS
11.01 Assignment
11.02 Force Majeure
11.02.01 No Default
11.02.02 Duty
11.02.03 Rights of Other PARTY
11.03 Further Assurances
11.04 Other Remedies
11.04.01 Choices
11.04.02 No Limitations
11.05 Prescription
11.06 Proof of Default
11.07 Indivisibility
12.00 GENERAL PROVISIONS
12.01 Notice
12.02 Dispute Resolution
12.02.01 Good Faith Negotiations
12.02.02 Mediation
12.02.03 Arbitration
12.03 Election
12.04 Counterparts
12.05 Amendment
12.06 Waiver of Rights
12.07 Electronic Transmission
12.08 Language
13.00 TERMINATION
13.01 Mutual Consent
14.00 EFFECTIVE DATE
15.00 DURATION
15.01 Full Payment
15.02 Survival
16.00 SCOPE


SCHEDULE A – EXCERPT FROM A RESOLUTION OF BORROWER
SCHEDULE 0.01.17 – CREDIT OFFER
SCHEDULE 3.01.01 – TABLE OF MONTHLY INSTALLMENTS PAYABLE BY BORROWER
SCHEDULE 9.01 – DISBURSEMENT CALENDAR
SCHEDULE 9.03 – HYPOTHEC SUMMARY
SCHEDULE G – INTERVENTION OF THE SPOUSE OF BORROWER